Individuals who are in need of a bail bond may not consider how to choose a cosigner for the bail bond. They may choose a family member, friend or acquaintance. However, many individuals who need the bail bond will choose anyone who is willing to cosign for that bond. Before choosing a cosigner for a bail bond there are certain considerations that you should take into account. Here are a few of those considerations.
Reliability of the Cosigner
In certain situations the cosigner may not only sign for the bail bond, but also be required to make payments on the bail bond should you not be able to make payments on bonds. There are several stipulations to a cosigner being used and the stipulations are specific to the various bail bond organizations. These are not state regulations nor are they county regulations these regulations are set forth by the bail company themselves. Before choosing a cosigner, consider the reliability of that cosigner and the responsibility that cosigner will have.
Communication with the Cosigner
Having a solid communication link with the cosigner is vital in order to maintain your bail bonds. For example, if you are working and your location changes daily, you may want to have solid communication with the cosigner to let them know this. The reason for this is because, if you miss a payment to the bail bondsman or if something happens such as a court date change that you miss, the bail bondsman will turn to the cosigner if they cannot reach you. If that cosigner does not know where you are you may be considered a bail jumper and the bail bondsman or the bounty hunter hired by the bail bondsman will come looking for you. This will revoke your bail bonds and you may lose your job as well as be put back in a detention facility until such time as your case is heard.
Cosigner Legal Issues
You may think you know your cosigner well, you may not know if they have any particular legal issues. Do not assume that your cosigner has no legal issues in their background. In some cases the cosigner you choose may be asked to submit to a criminal background check in order to cosign on the bond. If this is the case, and the cosigner has previous legal issues you may not be able to utilize them as a cosigner. If this is your last option as a cosigner you may find you will not be able to gain the bond at all. It is always best to know the legal background of the cosigner or to ask them if there are going to be any legal issues that would prevent them from being able to cosign for the bail bond. If there are legal issues and you can find out earlier and find another cosigner.